Debt consolidation talk to the experts about the range of debt solutions available to you.

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Debt Consolidation

At Baines & Ernst we specialise in a range of services to consolidate your debt, and provide the debt help to enable you to get back on track. Through debt consolidation and our repayment services, such as a DMP or IVA, we can provide a solution that is best suited to your circumstances. With more than 10 years of experience in debt consolidation and management services, every member of our expert team is ready to listen and provide the right debt help for you.

Expert Debt Help

If you're looking for debt help, at Baines and Ernst rest assured that you are our priority. Our debt consolidation and management expertise has already helped thousands, including those who believed bankruptcy was their only option.

We work to free you from the stress and worry of having to deal with difficult phone calls and letters from your creditors and we will negotiate with your creditors to agree the best possible interest and repayment terms for you.

We consolidate your debt repayments into a single, affordable monthly payment, so that you have less going out each month, though if your creditors do not freeze or reduce interest and charges, this will lead to an increase in the time to pay off your debts and the total amount repaid. Your credit rating and ability to obtain credit will be affected in the short term and possibly in the medium to long term, though your credit rating may already be affected if you have missed or made late payments.

Get debt help from us today and make the 1st step towards financial freedom. Why not call us for free on 0800 096 1331 and talk to one of our UK advisors, or browse our site for more information on how we can help? We've detailed the essential debt help information so that you too can solve your debt problems.

Our initial advice is completely free. Fees may apply thereafter depending upon the debt solution entered into. Follow these links to see the fees involved when undertaking DMPs and IVAs and they will also be notified to you in advance.

Individual Voluntary Arrangement (IVA) is specialist service provided by our sister company Blair Endersby Limited.

Customer Services
Telephone: 0844 826 2555
Email: customer.services@bainesandernst.com

You have helped me get through one of the worst periods of my life
Mr Murphy, Birmingham