Click here to find your solution today

We could help you to get your finances under control:

  • One reduced monthly repayment based on what you can afford
  • Reduce direct contact from lenders – we’ll deal with them on your behalf
  • We will negotiate to freeze interest and charges
Click here to see why 93% of our customers are happy with the service we offer
Click here to see customer reviews on our products
Click here to see how we have helped over 170,000 people

We could help you get out of debt…

Baines & Ernst has helped over 170,000 people with their debt problems – and we could help you too! We could help you get back in control of your finances and clear unsecured debts for good. So don’t struggle with debts alone  -  click here to find out which debt solutions are available to you.

Fees & key info

Debt repayments will be based on what you can realistically afford to repay. We’re always honest and open about our fees, which you can find here. For more information on dealing with debt, look at 5 things you should know.

Monthly payment is based on affordability and subject to creditor agreement. If lenders do not freeze interest and charges then the plan length and balance may increase. Your credit rating will be affected.

Money Advice Service

You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.

Find the right solution

Answer a few simple questions and we'll help you find your solution.
  • Total unsecured debt: £500

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Find the right solution

Answer a few simple questions and we'll help you find your solution.
  • Total unsecured debt: £500

    Click here to read the privacy policy
  • This field is for validation purposes and should be left unchanged.

Debt advice you
can trust...

dmpp

As a Debt Management Plan Protocol compliant company we are committed to providing exceptional standards of service. We are proud members of DEMSA and follow their Code of Practice which is approved by the TSI.

Authorised and regulated by the Financial Conduct Authority

What we could do for you

Our main priority is to help you find a way out of debt and make it as stress-free as possible. We take the time to listen to you and understand your situation to help you find the best solution for your circumstances. We’re here to work for you – so we’ll take control and talk to your lenders to secure affordable repayments on your behalf. We could even help you to reduce your household bills and save some cash, and it all starts here . . .