Bankruptcy and Insolvency
Bankruptcy
At Baines & Ernst, we know that Bankruptcy is very a difficult process to have to go through – which is why we provide
an out of office helpline to support you. However, we also know that going bankrupt may not be your only option.
Going Bankrupt?
If you’re going bankrupt, you may be interested to know that it might not be the only solution available to you - with our
Debt management plans, we’ve helped thousands of people avoid Bankruptcy. If you’re yet to consider solutions
other than bankruptcy, the benefits of an IVA or a Debt Management Plan or other appropriate debt solution may provide the perfect solution for you. More than just simply debt consolidation services, they will help you repay your creditors without having to declare bankruptcy.
Bankruptcy Criteria
Whatever solution you decide upon, through the Bankruptcy Support Service you have access to our specialist team of
advisors to provide help and guidance in your time of need. The basic criteria for Bankruptcy are:
• If you have a very low disposable income
• If you cannot afford to make repayments on your debts
To request help and advice on Bankruptcy, going bankrupt or our alternative debt consolidation and management
solutions, call us on 0800 096 1331.
Whilst our initial advice on Bankruptcy is free, fees apply for the Bankruptcy Support Service, which is provided by our sister company, Baker Evans Limited.
Further details regarding the Bankruptcy can be viewed here.