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I’ve sold everything on eBay but I’m still in debt

“One of the biggest parts of getting out of debt is realising that you’re in debt in the first place. Debt is becoming commonplace for many people lately, so it can be difficult to see it becoming a problem before it’s too late.

You’ve made positive steps to overcome your financial problems and now it’s clear to see that you need a little help in resolving your situation further.

There are many ways to tackle debt and it all depends on the seriousness of the individual case. In many circumstances, you’ll find that there is a solution available to you.

The aim is to provide positive results for you and the creditors you owe money to.

To get a clear idea of your finances, we recommend that your write down all your incomings and outgoings. Start with the positives – this should include wages, tax credits and any other benefits and payments.

Then, write down your essential outgoings like rent, council tax, utility bills, insurance, transport and food.

The amount you’re left with – your disposable income – is crucial in determining how you can manage your way out of debt.

If you owe to more than one creditor, have over £5000 of debt, a minimum disposable income of £100 a month – before deducting your debts – and have proof of income, you’re sure to find a debt management solution to suit your financial needs.

You may find that your debts are lower than £5000, but you still want a solution to help you streamline your finance.

In any case, a professional advisor will be able to guide you through the solutions available – ensuring you find a solution that’s aimed towards helping you clear your debts in a reasonable amount of time and at an affordable, more manageable rate.”

Find the right solution

Answer a few simple questions and we'll help you find your solution.
  • Total unsecured debt: £500

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Find the right solution

Answer a few simple questions and we'll help you find your solution.
  • Total unsecured debt: £500

  • This field is for validation purposes and should be left unchanged.
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