Debt management services

Need advice on clearing mounting debts? Speak to Baines & Ernst

Find the right solution

At Baines & Ernst, we have a wealth of experience in helping hundreds of people effectively manage their debts every year.

We specialise in:

Baines & Ernst could help you get on top of your debt problems

If you’re struggling to repay debts, Baines & Ernst could provide a tailored solution that enables you to repay the companies you owe money to at a rate you can afford. In short, we’re committed to helping you work towards a future free of unsecured debts.

As a specialist DMP company, we can help you take control of your finances by negotiating a more affordable repayment rate with your creditors. We’ll even distribute cash to the companies included in the DMP every month – so you can concentrate on other aspects of your life.

For confidential debt advice, call us on 0800 096 1331.

Debt Management Plan benefits

Why choose Baines & Ernst?

Expert advice: We understand how stressful debt can be, that’s why we take the time to fully understand the personal situations of all the clients we work with to ensure our advice is tailored to their specific circumstances.  Since we established in 1996, we’ve helped over 140,000 people and have managed debts totalling £1billion
Confidence: There are more than 250 debt management companies in the UK, and Baines & Ernst is one of only a few elite companies granted Debt Managers Standards Association (DEMSA) membership. We follow the DEMSA Code of Conduct, which is approved by the OFT – so you can be confident that you’re dealing with a company that is dedicated to operating to the highest industry standards.
Award winning: As part of the Paymex Group, Baines & Ernst strive to provide the best advice and exceptional levels of customer service. As a result, the Group has been acknowledged by some of the industry’s leading awarding bodies.
Winners of: Debt Management Provider of the Year 2010 at the Insolvency & Rescue Awards
Winners of: Debt Counsellor of the Year 2010 at the Credit Today Awards
Shortlisted: Debt Counsellor of the Year 2011 at the Credit Today Awards

Visit our accreditations page to find out why we’re a leading choice for people who want to clear their debts.

For free initial advice from leading debt management experts, speak to Baines & Ernst on 0800 096 1331.

We are committed to providing the very best customer service at competitive rates. View our fees section for more information.

Other news

Our initial advice is completely free. Fees may apply thereafter depending upon the debt solution entered into. 
Follow these links to see the fees involved when undertaking DMPs and IVAs and they will also be notified to you in advance.
Individual Voluntary Arrangement (IVA) is a specialist service provided by a licensed insolvency practitioner of our choice.
Our Services are subject to status and acceptance, and conditions apply.