Specialists in Debt Management Plans

Baines & Ernst – a leading choice

If debts are a constant worry and you need a solution that will help you turn your finances around, our Debt Management Plan (DMP) service could be the answer to your debt problems.

A DMP is a way to consolidate your unsecured debts so all you pay is one affordable payment every month.

Established in 1996, we’ve forged great relationships with many of the country’s leading creditors – putting us in a prime position to negotiate on behalf of our customers. Every year we help thousands of people get on top of their finances and clear debts by creating affordable monthly pay plans.

A Debt Management Plan is just one of many services available at Baines & Ernst. Depending on your personal situation, you may find that your financial circumstances are better suited to an IVA, Debt Relief Order or Bankruptcy.

At Baines & Ernst we’re committed to providing the highest standards of customer service at competitive rates. For information on our fees for our full range of services, please click here.

Why thousands of people choose Baines & Ernst every year

Expert advice

At Baines & Ernst we never offer a one-size-fits-all kind of service. We take the time to listen to our customers and really understand their individual financial situations. Once we have the information we need, we’ll then provide comprehensive information on the solutions available to them – ensuring the advice we provide is tailored to meet their specific circumstances. Our careful approach to debt management means we’ve helped over 140,000 people and have managed debts totalling £1 billion.

Confidence

There are more than 250 debt management companies in the UK, and Baines & Ernst is one of only a few elite companies granted Debt Managers Standards Association (DEMSA) membership. We follow the DEMSA Code of Conduct, which is approved by the OFT – so you can be confident that you’re dealing with a company that is dedicated to operating to the highest industry standards.

Award winning

As part of the Paymex Group, Baines & Ernst strive to provide the best advice and exceptional levels of customer service. As a result, the Group has been acknowledged by some of the industry’s leading awarding bodies including Insolvency & Rescue Awards and Credit Today.

• Winners of Debt Management Provider of the Year 2010 at the Insolvency & Rescue Awards
• Winners of Debt Counsellor of the Year 2010 at the Credit TodayAwards
• Shortlisted for Debt Counsellor of the Year 2011 at the Credit TodayAwards

Visit our accreditations page to find out why we’re a leading choice for people who want to clear their debts.

For free initial advice from leading debt management experts, speak to Baines & Ernst on 0800 096 1331.