Debt Management

A Debt Management Plan is an effective debt solution that helps you to consolidate debt repayments into one affordable monthly payment. If you’re having difficulty repaying your debts, a Debt Management Plan could help you to clear debts at a rate that’s more manageable within your budget. This could help you...
Find Out More ->

Juggling multiple debt repayments can be difficult to handle, but what a Debt Management Plan does is consolidate your debt repayments into one payment every month – helping to reduce stress. At Baines and Ernst we: Negotiate directly with the companies you owe money to and secure a better repayment for...
Find Out More ->

Handling debt may seem like a daunting task, but with the right debt help and advice, you can work towards a future free from debt. If you have... Two or more creditors Unsecured debts over £2000 Proof of income Then you could qualify for a Debt Management Plan from Baines and Ernst! How do I...
Find Out More ->

At Baines & Ernst we’re on your side – so whatever your financial situation, we’ll do our best to help you find a solution that will help you clear your debts. If you’re struggling to repay your creditors, you should call one of our friendly experts of a no obligation...
Find Out More ->

Many people in debt think the only option available to them is Bankruptcy – but it’s not! At Baines & Ernst we could help you find a solution that helps you to repay creditors and clear debts without going through something as severe as Bankruptcy. We believe in offering straightforward debt...
Find Out More ->

Here you’ll find the answers to the most frequently asked Debt Management Plan questions. If you can’t find the answer to your query here, please don’t hesitate to call us on . Will I incur any charges if I cancel my Plan? What happens to any money held for distribution if...
Find Out More ->