Debt management services that put your mind at ease
Are you worried about debt?
At Baines and Ernst we understand that there are endless reasons for debt problems: perhaps your interest rates are too high or illness has prevented work.
Just remember you're not alone.
In fact, 2.5million people in the UK are very concerned about the ability to manage their debts.
With a Baines and Ernst debt management plan we'll help you get back on your feet in no time.
Our structured debt management services are designed to help you to reduce your monthly payments, making debts easier to pay off and meaning you can regain control of your finances.
At Baines and Ernst and our associated companies we provide a full range of debt management and financial services including:
- Debt Management Plans (DMP)
- Individual Voluntary Arrangements (IVA)
- Bankruptcy Management
- Protected Trust Deeds and Sequestrations (for our Scottish clients)
- Secured loans and unsecured loans
- Prepaid Maestro® Cards
If you want to take control of your finances in 2008, find out more, call us on 0800 096 1331or contact us online to discuss your debt needs.

