Call Free for a no obligation advice today on 0800 096 1331 Baines and Ernst Pay Online
Baines & Ernst

Helping you through the effects of Bankruptcy

Bankruptcy is a difficult process to go through alone so we provide a 24hour service and helpline to support you through the whole process.

Considering Bankruptcy?

If you need debt help, at Baines and Ernst rest assured that you are our number one priority. We've already helped thousands who thought bankruptcy was their only option with our debt management schemes.

If you haven't already looked at other options, you may be interested in discovering the benefits of an IVA or a Debt Management Plan. They will help you pay back your creditors without having to
declare bankruptcy and they will not do the same damage to your credit history.

However, with our bankruptcy support service you have access to specialist advisors for help and guidance in your time of need.

The basic criteria for bankruptcy is:

  • If you have a very low or negative disposable income
  • If you cannot afford to make repayments on your debts

For bankruptcy FAQs click here.

Take the Express Debt Test now and see how Baines and Ernst can help.

If you need advice about declaring bankruptcy or would like to find out about other potential options, click here or call 0800 294 6312.

For more debt services from Baines and Ernst view one of the following pages:

Free 30 Second Debt Test









  • I agree to click here to view policy

Baines and Ernst Ltd: Registered in England and Wales: 3167325, Registered Office Address: City Wharf, New Bailey Street Manchester, M3 5ER.

Data Protection Registration No. Z8931509. Consumer Credit Licence Number 408014, VAT Registration: 628700343.

Authorised and regulated by the Financial Services Authority for insurance mediation services and subject to the Financial Ombudsman Service.

Reg No 312318 - www.fsa.gov.uk/register.

Baines and Ernst - Debt consolidation, debt management & IVA Advice

DEMSA logo

Baines and Ernst is proud to be a member of DEMSA (Debt Managers Standards Association) and fully subscribes
to the DEMSA Code of Conduct