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	<description>Debt Consolidation, Help &#38; Advice</description>
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		<title>Credit agency warns payday lenders failing to record borrowing</title>
		<link>http://www.bainesandernst.co.uk/blog/2012/05/16/credit-agency-warns-payday-lenders-failing-to-record-borrowing/</link>
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		<pubDate>Wed, 16 May 2012 08:09:28 +0000</pubDate>
		<dc:creator>ChrissyH</dc:creator>
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One of the top credit agencies in the UK has said that payday lenders are not taking the proper steps to record individuals&#8217; loans on their credit files. Equifax has warned that not all transactions...]]></description>
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		<title>Threat of redundancy recedes as employment outlook brightens</title>
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		<pubDate>Tue, 15 May 2012 11:42:45 +0000</pubDate>
		<dc:creator>ChrissyH</dc:creator>
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For the first time in more than twelve months, the prospects for the jobs market has improved, with a rapid downturn in the number of businesses planning to make staff redundant. The research revealed that...]]></description>
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		<title>Credit crunch puts plans for families on hold</title>
		<link>http://www.bainesandernst.co.uk/blog/2012/05/14/credit-crunch-puts-plans-for-families-on-hold/</link>
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		<pubDate>Mon, 14 May 2012 09:41:52 +0000</pubDate>
		<dc:creator>ChrissyH</dc:creator>
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Couples all over the UK have admitted that the economic breakdown has contributed to their decision not to have a baby. A recent study revealed that many propsective parents decided to shelve their plans to...]]></description>
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		<title>Chancellor admits he &#8216;made mistakes&#8217;</title>
		<link>http://www.bainesandernst.co.uk/blog/2012/05/11/chancellor-admits-he-made-mistakes/</link>
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		<pubDate>Fri, 11 May 2012 13:44:02 +0000</pubDate>
		<dc:creator>ChrissyH</dc:creator>
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George Osborne has confessed that he did not handle the Budget in the best way he could, but insisted austerity was the way forward. In contrast to the passionate declarations of the newly-installed French President,...]]></description>
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		<title>Rangers back in crisis as buyer backs out</title>
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		<pubDate>Thu, 10 May 2012 16:42:55 +0000</pubDate>
		<dc:creator>ChrissyH</dc:creator>
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Debt-riddled football club Glasgow Rangers are once more facing an uncertain future, as the preferred bidder, who was due to take over before the end of the season, has withdrawn his bid. American tycoon, Bill...]]></description>
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		<title>Head of International Monetary Fund warns countries over excessive austerity</title>
		<link>http://www.bainesandernst.co.uk/blog/2012/05/09/head-of-international-monetary-fund-warns-countries-over-excessive-austerity/</link>
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		<pubDate>Wed, 09 May 2012 08:25:54 +0000</pubDate>
		<dc:creator>ChrissyH</dc:creator>
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The chief of the International Monetary Fund has said that countries should approach their debt reduction schemes with caution and avoid taking drastic steps which could harm their economies. Speaking in Zurich, Christine Lagarde warned...]]></description>
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		<title>Europe in turmoil as France and Greece go to the polls</title>
		<link>http://www.bainesandernst.co.uk/blog/2012/05/08/europe-in-turmoil-as-france-and-greece-go-to-the-polls/</link>
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		<pubDate>Tue, 08 May 2012 10:22:03 +0000</pubDate>
		<dc:creator>ChrissyH</dc:creator>
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The single currency has taken a battering after key elections in both France and Greece have left the eurozone economy on a knife edge. France opted to kick out austerity-focussed President Sarkozy and elect a...]]></description>
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		<title>Personal insolvencies to reach lowest levels in seven years</title>
		<link>http://www.bainesandernst.co.uk/blog/2012/05/04/personal-insolvencies-to-reach-lowest-levels-in-seven-years/</link>
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		<pubDate>Fri, 04 May 2012 09:49:03 +0000</pubDate>
		<dc:creator>Imran Khan</dc:creator>
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Experts have predicted that the rate of personal insolvencies will plummet to the lowest rate seen since 2005. Despite the UK falling into a double dip recession, specialist accountancy firm, RSM Tenon, have said that...]]></description>
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		<title>Rangers rescue bid back on track</title>
		<link>http://www.bainesandernst.co.uk/blog/2012/05/04/rangers-rescue-bid-back-on-track/</link>
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		<pubDate>Fri, 04 May 2012 09:44:40 +0000</pubDate>
		<dc:creator>Imran Khan</dc:creator>
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Debt-racked Glasgow Rangers are set to be saved from administration as the administrators gave the thumbs-up to one of the bids on the table. The proposal, from US businessman Bill Miller, has been awarded the...]]></description>
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		<title>Borrowers warned of running up debts using hybrid credit card</title>
		<link>http://www.bainesandernst.co.uk/blog/2012/05/03/borrowers-warned-of-running-up-debts-using-hybrid-credit-card/</link>
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		<pubDate>Thu, 03 May 2012 08:27:22 +0000</pubDate>
		<dc:creator>Imran Khan</dc:creator>
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A new style credit card has been launched, which allows individuals to transfer money to their bank account directly from the lender. However, a leading debt charity has warned that users could end up being...]]></description>
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