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As one of the longest established financial solutions companies in the UK, we have helped over 170,000 people escape the pressures of debt. Learn more about us and why we’re the best people to help you, here.

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Pay and write off unsecured debts

Whether you’re looking for a way to reduce repayments, write off debt or find a way to break the debt cycle of payday loans, you’ll find the answers to your questions here…

How to write off debt

If you feel out of control when it comes to debt, you must remember that there are debt solutions available to you. At Baines & Ernst we can help you find the right one to overcome your money worries and avoid your unsecured debts becoming bad debts. Find out how to write off debt… Read more.

Manage payday loans debts

Payday loans are designed to be a short term lending solution but it is all too easy to fall into a cycle of debt with a payday loan. If are struggling to repay a payday loan or have had to keep borrowing money so that you can afford to live, now is the right time to put a stop to it, get back in control of your finances and say goodbye to payday loans debt… Read more.

Clear credit card debt

If you repay your credit card bill on time and don’t let debts build up, credit cards can be a good form of short term lending that can help you through tight financial situations. Sadly though, more and more people have been relying on credit cards to pay for food and household bills – resulting in a spiral of debt that’s difficult to break. But there is a way to beat credit card debt… Read more.

Can I consolidate payday loan debt?

If you are struggling with payday-loan debts, perhaps as one part of a wider debt issue, then you may be looking to consolidate your debts… Read more.

Clear consolidation loan debt

In the past when it was easier to obtain credit, some people opted to take out a consolidation loan as a way to repay debts. However, with the economic downturn and an increase in redundancies, many people found it harder to keep up with loan repayments… Read more.

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  • Total unsecured debt: £500

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Find the right solution

Answer a few simple questions and we'll help you find your solution.
  • Total unsecured debt: £500

    Click here to read the privacy policy
  • This field is for validation purposes and should be left unchanged.

Debt advice you
can trust...

dmpp

As a Debt Management Plan Protocol compliant company we are committed to providing exceptional standards of service. We are proud members of the DEMSA and follow their Code of Practice which is approved by the TSI.

Authorised and Regulated by the Financial Conduct Authority

Money Advice Service

You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.