Clear payday loan debt
Let us take control
- Freeze interest and charges on payday loan debt*
- Get finances under control
- Cut pressure from payday lenders
- Stop spiralling debts
- Reduced monthly repayment
- Get out of debt
Consolidate payday loan debt
If you feel like you’re trapped in a cycle of payday loan debt, we could help you get back in control, lower repayments and cut pressure from lenders.
Don’t go through debt alone – we’ve helped over 140,000 people and we could help you too!
We could help you clear all unsecured debts
If you also have other forms of unsecured debts such as store cards, personal loans, credit cards and catalogue accounts in addition to your payday loan, we could help you to consolidate all these debts into one easier to manage monthly repayment.
No loans, no credit checks, just debt consolidation that makes getting out of debt much more manageable.
What will Baines & Ernst do for me?
We’ll complete a financial review to work out how much you could afford to pay towards your debts after taking into account all of your bills and living expenses. We’ll then speak directly to your lenders and secure a lower, more affordable repayment plan for you.
We’ll ask your lenders to freeze interest and charges on your debts, so you pay off the debt itself – not the interest. Although we cannot always guarantee this, we’re pleased to say that in 88% of the debts we manage we do freeze interest and charges. However, on an occasion where a lender doesn’t agree then the plan length and balance may increase.
We deal with your debts and contact the companies you owe money to, so you don’t have to. Once on plan you’ll make one simple monthly payment and we’ll distribute payments to your lenders each month – it really is that simple.
We’ll provide a solution to help you get out of debt as fast as you can realistically afford. Providing you make all of the monthly payments as agreed you’ll be clear of the debts included on completion.
From your initial enquiry right through to when you clear your debts, we’re with you every step of the way.