Income & Expenditure Form
If you’re struggling to repay the companies you owe money to but want to get out of debt, it’s important you start with the basics and calculate your income against your outgoings.
By doing this you’ll be able to work out how much you can realistically afford to pay towards your debts each month.
If you want some help with this, our friendly team will complete a no-obligation financial review with you over the telephone. Simply call us on the number at the top of the page, or complete the form to the right of the page and we’ll call you back.
Alternatively, you can use the Baines & Ernst Income & Expenditure Form below…
What to include on the income and expenditure form:
- First of all, write down how much money you have coming into your home every month including wages, benefits and /or tax credits.
- Then record how much you spend on living expenses like rent and household bills such as gas, electric, council tax etc…
- The money you have left should go towards repaying your debts. If this amount does not meet the contractual repayments agreed with your creditors and you’re struggling to repay what you owe, call Baines & Ernst to find out how we could help you pay less and clear your debts.
For help and advice with your debt problems, our friendly team is just a phone call away.