The tongue-in-cheek study performed by website, confused.com, has researched which names carry, as an average, the best and worst credit scores, along with the places in the UK with the highest and lowest score.
So how does your name compare?
Well if you are called Helen or Brian you are amongst the elite when it comes to credit ratings, as these are the two names which have been revealed to have been most commonly associated with a good credit score. And if your surname is Edwards, you are onto a real winner, as this is considered the most creditworthy amongst last names.
Slough is perhaps most famous for being the location of the hit sitcom, The Office, but it appears that those in the SL4 part of the borough have some of the best credit ratings in the country.
But what about the other end of the table? If you are a Daniel or a Lisa, then unfortunately you share your name with those who have, on average, the lowest credit scores. And if you are Lisa or Daniel Thompson, then you are even lower down the list! As far as location is concerned, Wolverhampton was revealed to be the UK hot spot for poor credit scores, with WV14 the worst off.
But the report, published by confused.com, is nothing more than a bit of fun because, despite the findings, credit assessments do not take these factors into account. So if you we’re considering a change of name to get rid of a bad credit rating, you might have to come up with something else to make a real difference…!