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Great news for Baines & Ernst customers

On the 14th July 2017, the management of the Debt Management Plans of Baines & Ernst was taken over by MoneyPlus Group. However we want to assure you that there will not be any changes to your plan. You will not have to make changes to how you pay us or how much you have to pay. You will still be speaking to the same people as before and you should still call the same number and write to us as you have always done so.

Baines & Ernst part of MoneyPlus Group

About MoneyPlus Group

  • We are fully authorised and regulated by the Financial Conduct Authority,
  • We are the only company in the UK debt advice sector that will protect your money in a “bonded” client account,
  • MoneyPlus is one of the largest providers of debt advice in the UK,
  • We have been trading for over 20 years,
  • We have achieved “Investors in People – Gold” which means our employees are committed to the highest standards of ethics and good practice,
  • We were the first company in the debt advice sector to be able to provide legal advice through our very own firm of solicitors, MPG Legal.

What we charge & why

Debt repayments will be based on what you can realistically afford to repay. We’re always honest and open about our fees, which you can find here.

Money Advice Service

You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.

Find the right solution

Answer a few simple questions and we'll help you find your solution.
  • Total unsecured debt: £500

  • This field is for validation purposes and should be left unchanged.

Find the right solution

Answer a few simple questions and we'll help you find your solution.
  • Total unsecured debt: £500

  • This field is for validation purposes and should be left unchanged.

Debt advice you
can trust...

Debt Advice You Can Trust
We are committed to providing the highest standard of service to our customers and helping them find their way out of debt with the most appropriate debt solution.

Key information

We will speak to your lenders to negotiate lower monthly repayments on your behalf and will do our best to get interest and charges frozen; however this is subject to lender agreement, so if lenders object to this, the Plan length and balance may increase. By entering a debt solution your credit rating will be affected.

What we could do for you

Our main priority is to help you find a way out of debt and make it as stress-free as possible. We take the time to listen to you and understand your situation to help you find the best solution for your circumstances. We’re here to work for you – so we’ll take control and talk to your lenders to secure affordable repayments on your behalf. We could even help you to reduce your household bills and save some cash, and it all starts here...