Debt Relief Order
What is a Debt Relief Order?
If you are on a low income and are struggling to pay your debts, we understand how distressing this can be – especially when lenders constantly chase for payment or even transfer your debts to a debt collection agency.
At Baines & Ernst, we offer a service that could help you be free from these debts in 12 months.
And we provide this service free of charge. All you need to pay is a one-off fee of £90 to the Insolvency Service – making it a much cheaper alternative to going bankrupt.
To qualify for a Debt Relief Order, you must meet very specific criteria, such as you cannot be a homeowner or have valuable assets worth more than £300. For more information, take a look at our ‘Is it right for me?’ page.
Debt Relief Order - what you need to know
What we charge and why
At Baines & Ernst, we help people beat debt by offering the highest standard of service, expert debt advice and affordable solutions. Our fees depend on your personal circumstances, and we’re always honest and upfront about these costs. Click here to learn more about our fee structure for all of our services.
With a Debt Relief Order, you will no longer have to struggle to make monthly repayments on your debts.
We are one of only a few commercial companies approved by the government to provide Debt Relief Orders – and we do so free of charge.
All you have to pay is a one-off fee of £90 which is paid to the Insolvency Service for processing your Debt Relief Order.
The Debt Relief Order lasts for a period after 12 months, after this time, you will be free from the debts included in the Order
You will no longer need to deal with calls and letters from lenders and they won’t be able to petition for your Bankruptcy when you have a Debt Relief Order.
Unlike Bankruptcy, you do not need to go to court to process your application – we’ll take care of all the arrangements for you.
Our dedicated Debt Relief Order team is one of the best. You will have dedicated support from your first phone call until you are free from the debts included in the Debt Relief Order.