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You can trust us to help you get your finances back on track

We are one of the most trusted debt solution companies offering help and advice to people who want to get out of debt.

As a company that is Authorised and Regulated by the Financial Conduct Authority, we are committed to offering the highest standards of service to our customers and ensuring they are treated fairly at all times.

Baines & Ernst is also one of the few companies in the UK that has been approved by the Secretary of State to provide Debt Relief Orders in the UK, Wales and Northern Ireland.

Some interesting facts about us . . .

  • Established in 1996, we are one of the most experienced providers of debt solutions
  • We have helped over 170,000 people escape the pressures of debts and provide a wide range of debt solutions including Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, Protected Trust Deed and Bankruptcy.
  • We invest in the best training for our team of experts so that they can provide the best advice at all times.
  • We’re part of the Paymex Group – winners of Debt Management Provider of the Year 2010 (Insolvency & Rescue Awards) and Debt Counsellor of the Year 2010 (Credit Action)

If you’re struggling with debt, our dedicated experts will provide advice on the range of solutions available to you. For a no-obligation financial review, contact us today.

Has anyone heard of Baines & Ernst?

It’s a good question to ask – especially if you need advice on finding the right debt management company to help you manage your debt problems.

Take a look at what some of our customers had to say about us…

Carine Joly

Carine Joly

Baines & Ernst were a great help at a really dark time in my life. They gave me peace of mind in helping me through this. It’s been brilliant.

Read More

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  • Total unsecured debt: £500

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Find the right solution

Answer a few simple questions and we'll help you find your solution.
  • Total unsecured debt: £500

  • This field is for validation purposes and should be left unchanged.

Debt advice you
can trust...

Debt Advice You Can Trust
We are committed to providing the highest standard of service to our customers and helping them find their way out of debt with the most appropriate debt solution.

Money Advice Service

You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.